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Learn how to write an effective letter to your legislator.

Featured Tools:

Excise Tax Calculator

This tool helps you project whether your company’s health plan may be subject to the ACA’s excise tax, also known as the "Cadillac tax."

ACA Subsidy Calculator

This tool helps you project premiums and government assistance under the ACA by examining the impact of tax credits based on income levels, ages, family sizes and regional costs.

Pay or Play: Health Care Mandate Cost Calculator

This tool helps organizations determine what penalties they might face if they do not provide health benefits to all full-time workers. From the National Retail Federation website.

Minimum Value Calculator

The U.S. Department of Health and Human Services' Minimum Value Calculator allows an employer to use information about its health benefits, coverage and cost-sharing rules to determine whether the plan meets minimum value standards.

pdf The Employer Guide for Compliance with the Mental Health Parity and Addiction Equity Act

This guide was developed to give employers an overview of the key questions they should be asking to ensure that their health insurance plans meet the requirements of the law.

Health Policy

The goal of The Alliance's health policy function is to:

  • Provide timely and objective information to members,
  • Become a resource to public policy makers, and
  • Take action on issues that are likely to impact Alliance members and that are consistent with our mission.

Read our pdf Health Policy Platform.

ACA Updates - Affordable Care Act

The Alliance provides you with the latest news and legislative briefs to understand how the Affordable Care Act (ACA) may affect your health plan, including valuable resources from content experts, government officials and The Alliance strategic partners that help us advocate for common sense regulations at the federal level.

Read more on the ACA Updates page.

Health costs vary by country, by state and by facility

Infographic: Health costs vary by country, by state and by facility. In Madison, by traveling less than 3 miles, you can save thousands of dollars on certain procedures.

Health Policy Alerts

The Chief Counsel of the IRS has posted guidance via a memorandum and a Q&A regarding FSA and HSA procedures, carryovers and eligibility:

HHS Sets 2015 Reinsurance Fee at $44. Proposed regulations establish the 2015 amount payable in two installments (down from $63 in 2014), and exempt plans that are both self-insured and self-administered from the fee. Lengthy rules can be accessed here, or read our health policy brief on this subject.

New Health Policy Brief: IRS Simplifies Employer Reporting Requirements in Final Rules

The IRS has issued final regulations on the Affordable Care Act (ACA) provisions that require employers to report whether they provide coverage to employees and to whom they offer minimum essential coverage. Read about the final regulations, which include a combined reporting opportunity as suggested by Alliance members.

New Health Policy Brief: Employer Responsibility Rules are Finalized

The IRS has issued final regulations on Affordable Care Act penalties that will apply to employers that either do not offer a health benefit to full-time workers or that have at least one full-time employee that becomes eligible for premium tax credits on the exchanges because the benefit offered to workers does not meet minimum standards. Read about these complicated rules, and find a mix of resources to help employers think through their responsibilities and decisions.

New Health Policy Brief: Final Rules Issued on 90-Day Waiting Period

Group health plans that offer coverage, including self-funded employers and grandfathered plans, can't apply a waiting period that exceeds 90 days under final regulations issued by three federal agencies as of January 1, 2014. There are variables however, like all things in the ACA. Read our brief on this topic here.

New Health Policy Brief: Revised Rules Regarding Excepted Benefits

Excepted benefits are limited scope benefits such as dental, vision and EAP plans that do not provide significant medical care benefits and are not subject to certain HIPAA and ACA requirements. Three federal agencies have agreed to expand the definition of excepted benefits, which could be extremely helpful to self-funded employers offering dental, vision and other types of plans. Read our brief on this topic here.