Joining a captive is a little like deciding whether to try a new entrée for the first time. No matter how many times you’ve been told it will be delicious, you’ll never enjoy the taste unless you’re willing to take the risk of ordering it. And if you’re not interested in taking that risk, you’ll likely settle for never learning just how tasty it could be.
Every bidder for your health plan’s business claims their network of hospitals, doctors and health services will save you money. But how do you know whether that’s true or just marketing hype?
When the annual physical exam identifies a significant health problem, that’s definitely a plus. But what if it leads to a “false positive” test result that results in more tests and possibly even treatment that the patient didn’t need in the first place?
It’s one thing to read about self-funding. But it ’s another to know there’s proof that gives you the “gut level” certainty that self-funding’s advantages are real. If you’re thinking about self-funding, you might be reassured by this list of three ways to know that self-funding savings are for real.
Every year, The Alliance uses its stop-loss carrier project to help you get better discounts. I wanted to learn more about stop-loss insurance (also known as reinsurance) and how it impacts our members. So I turned to Member Services Manager Mike Roche for answers about stop-loss insurance and how The Alliance makes a difference in members’ stop-loss rates.
President Trump, with Republican majorities in the Senate and House, has vowed to repeal the Affordable Care Act (also known as ObamaCare).